IBPS SO interview 2015 discussion
IBPS SO interview 2015 – What can the Interview Board ask?
IBPS SO interview 2015 is starting from 15th March 2015. There is a lot of tension and excitement in the every candidate’s mind regarding what the Interview Board is gonna ask. Well, as per the Previous years trends, it is going to be a normal Bank PO interview where the focus will be on Banking GK and Current Affairs. Now, there are a lot of topics to be covered in a week. It will definitely require a lot of NET Surfing and Searching for the right material.
So, Lets try to consolidate all the material that can be of some help for the candidates going for the IBPS SO interview. Just Comment any topic with short summary that you have prepared and you think can be of asked in the IBPS Interview. I will add your shared topic with the other topics in this post with your name. In matter of few days, we will have quite good range of topics prepared which will definitely help us in the Interview.
So, Lets Start…
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Topics that can be asked in IBPS SO Interview 2015:
Pahal – DBTL:
- This scheme was launched for LPG consumers . The modified scheme is referred to as Pratyaksh Hanstantarit Labh or PAHAL DBTL (Direct Benefit Transfer of LPG).
How to receive LPG subsidy?
With Aadhar: Customers have to get the number linked to the bank account to receive the subsidy.
Without Aadhar: If a consumer does not have his Aadhar number, he can get the subsidy by linking his bank account with the LPG connection ID.
Benefits of PAHAL:
- For LPG consumers: The difference of amount between subsidised rate and the market price is automatically transferred to the bank account of the consumer, when he or she makes the first booking for a cylinder.
- For Government: This scheme will prevent the unauthorised sale of LPG cylinders at higher rates. The purchase of multiple gas connections will be reduced.
- For oil marketing companies: They will be in direct contact with their consumers, thereby building a good customer relationship.
Which Major Bank-marger deal was in news recenlty?
- Kotak Mahindra Bank’s acquisition of the ING VYSYA BANK
When is the deadline for withdrawal of pre-2005 currency notes set by RBI
- 30th June 2015 (After extending from earlier deadline of 31st Jan 2015)
- Click Here to read about Padma Awards and move to List Item no.3
What are the new Norms for NBFCs set up by RBI?
- As per new norms, full KYC updation procedure will be required to be done at least every 10 years for low risk category and at least every 8 years for medium risk individuals and entities. For the high-risk individuals and entities, it should be done in at least every 2 yrs.
Which Bank has launched India’s first non-contact Credit and Debit card?
- ICICI Bank – These cards are based on NFC technology and don’t require swiping. These cards only need to waved at POS for making payments.
What do you know about JAN DHAN YOJANA? Why was it in news last month?
- It is scheme launched by Govt. of Indiafor Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
- Its goal is to eradicate financial untouchability of the poor by opening at least one bank account for every family in the country. It seeks to financially empower the poor by providing them access to formal banking system.
- Special Benefits under PMJDY Scheme
- Interest on deposit.
- Accidental insurance cover of Rs.1.00 lac
- No minimum balance required.
- Life insurance cover of Rs.30,000/-
- Easy Transfer of money across India
- Direct Benefit Transfer in these accounts.
- After satisfactory operation of the account for 6 months, an overdraft facility of 5000/- will be permitted.
- It was in NEWS because JAN DHAN YOJAN has entered into Guinness book of World Records as it has opened most bank accounts in one week.
Latest Who’s Who of India:( # Please Suggest if Any Correction Required)[As on 08.03.2015]
Shri Narendra Modi Personnel, Public Grievances and Pensions
Department of Atomic Energy
Department of Space
All important policy issues and
All other portfolios not allocated to any Minister
1 Shri Raj Nath Singh Home Affairs 2 Smt. Sushma Swaraj External Affairs
Overseas Indian Affairs
3 Shri Arun Jaitley Finance
Information & Broadcasting
4 Shri M. Venkaiah Naidu Urban Development
Housing and Urban Poverty Alleviation
5 Shri Nitin Jairam Gadkari Road Transport and Highways
6 Shri Manohar Parrikar Defence 7 Shri Suresh Prabhu Railways 8 Shri D. V. Sadananda Gowda Law & Justice 9 Sushri Uma Bharati Water Resources, River Development and Ganga Rejuvenation 10 Dr. Najma A. Heptulla Minority Affairs 11 Shri Ramvilas Paswan Consumer Affairs, Food and Public Distribution 12 Shri Kalraj Mishra Micro, Small and Medium Enterprises 13 Smt. Maneka Sanjay Gandhi Women and Child Development 14 Shri Ananthkumar Chemicals and Fertilizers 15 Shri Ravi Shankar Prasad Communications and Information Technology 16 Shri Jagat Prakash Nadda Health and Family Welfare 17 Shri Ashok Gajapathi Raju Pusapati Civil Aviation 18 Shri Anant Geete Heavy Industries and Public Enterprises 19 Smt. Harsimrat Kaur Badal Food Processing Industries 20 Shri Narendra Singh Tomar Mines
21 Shri Chaudhary Birender Singh Rural Development
Drinking Water and Sanitation
22 Shri Jual Oram Tribal Affairs 23 Shri Radha Mohan Singh Agriculture 24 Shri Thaawar Chand Gehlot Social Justice and Empowerment 25 Smt. Smriti Zubin Irani Human Resource Development 26 Dr. Harsh Vardhan Science and Technology
Ministers of State (Independent Charge)
1 General V. K. Singh Statistics and Programme Implementation (Independent Charge)
Overseas Indian Affairs
2 Shri Inderjit Singh Rao Planning (Independent Charge)
3 Shri Santosh Kumar Gangwar Textiles (Independent Charge) 4 Shri Bandaru Dattatreya Labour and Employment (Independent Charge) 5 Shri Rajiv Pratap Rudy Skill Development & Entrepreneurship (Independent Charge)
6 Shri Shripad Yesso Naik AYUSH (Independent Charge)
Health & Family Welfare
7 Shri Dharmendra Pradhan Petroleum and Natural Gas (Independent Charge) 8 Shri Sarbananda Sonowal Youth Affairs and Sports (Independent Charge) 9 Shri Prakash Javadekar Environment, Forest and Climate Change (Independent Charge) 10 Shri Piyush Goyal Power (Independent Charge)
Coal (Independent Charge)
New and Renewable Energy (Independent Charge)
11 Dr. Jitendra Singh Development of North Eastern Region (Independent Charge)
Prime Minister’s Office
Personnel, Public Grievances & Pensions
Department of Atomic Energy
Department of Space
12 Smt. Nirmala Sitharaman Commerce and Industry (Independent Charge) 13 Dr. Mahesh Sharma Culture (Independent Charge)
Tourism (Independent Charge)
Ministers of State
1 Shri Mukhtar Abbas Naqvi Minority Affairs
2 Shri Ram Kripal Yadav Drinking Water and Sanitation 3 Shri Haribhai Parthibhai Chaudhary Home Affairs 4 Shri Sanwar Lal Jat Water Resources, River Development and Ganga Rejuvenation 5 Shri Mohanbhai Kalyanjibhai Kundariya Agriculture 6 Shri Giriraj Singh Micro, Small & Medium Enterprises 7 Shri Hansraj Gangaram Ahir Chemicals & Fertilizers 8 Shri G. M. Siddeshwara Heavy Industries and Public Enterprises 9 Shri Manoj Sinha Railways 10 Shri Nihalchand Panchayati Raj 11 Shri Upendra Kushwaha Human Resources Development 12 Shri Radhakrishnan P Road Transport & Highways
13 Shri Kiren Rijiju Home Affairs 14 Shri Krishan Pal Social Justice & Empowerment 15 Dr. Sanjeev Kumar Balyan Agriculture 16 Shri Mansukhbhai Dhanjibhai Vasava Tribal Affairs 17 Shri Vishnu Deo Sai Mines
18 Shri Sudarshan Bhagat Rural Development 19 Prof. (Dr.) Ram Shankar Katheria Human Resource Development 20 Shri Y. S. Chowdary Science and Technology
21 Shri Jayant Sinha Finance 22 Col. Rajyavardhan Singh Rathore Information & Broadcasting 23 Shri Babul Supria (Babul Supriyo) Baral Urban Development
Housing and Urban Poverty Alleviation
24 Sadhvi Niranjan Jyoti Food Processing Industries 25 Shri Vijay Sampla Social Justice & Empowerment
Chiefs of Armed Forces
- Chief of the Air Staff: Air Chief Marshal Arup Raha
- Chief of the Army Staff: General Dalbir Singh Suhag
- Chief of the Naval Staff: Admiral R K Dhowan,
- Chief of the Integrated Defence Staff: Air Marshal PP Reddy,
State Chief Minister Andhra Pradesh Shri. Nara Chandrababu Naidu Arunachal Pradesh Shri Nabam Tuki Assam Shri Tarun Gogoi Bihar Shri Nitish Kumar Chhattisgarh Dr. Raman Singh Delhi (NCT) Shri Arvind Kejriwal Goa Shri Laxmikant Parsekar Gujarat Smt. Anandiben Patel Haryana Shri Manohar Lal Khattar Himachal Pradesh Shri Virbhadra Singh Jammu and Kashmir Shri Mufti Mohammad Sayeed Jharkhand Shri Raghubar Das Karnataka Shri Siddaramaiah Kerala Mr Oommen Chandy Madhya Pradesh Shri Shivraj Singh Chouhan Maharashtra Shri Devendra Fadnavis Manipur Shri Okram Ibobi Singh Meghalaya Dr. Mukul Sangma Mizoram Shri Lal Thanhawla Nagaland Shri. T R Zeliang Odisha Shri Naveen Patnaik Puducherry (UT) Shri N. Rangasamy Punjab Shri Parkash Singh Badal Rajasthan Smt. Vasundhara Raje Sikkim Shri Pawan Kumar Chamling Tamil Nadu Thiru O.Panneerselvam Telangana Shri K Chandrasekhar Rao Tripura Shri Manik Sarkar Uttar Pradesh Shri Akhilesh Yadav Uttarakhand Shri Harish Rawat West Bengal Km. Mamata Banerjee
Lt. Governors & Administrators :
Union Territory Lt. Governor/Administrator Andaman and Nicobar Island (UT) Lt. General A.K. Singh (Retd.) Chandigarh (UT) Prof. Kaptan Singh Solanki (Administrator) Dadra and Nagar Haveli (UT) Shri Ashish Kundra, IAS (Administrator) Daman and Diu (UT) Shri Ashish Kundra, IAS (Administrator) Delhi (NCT) Shri Najeeb Jung (Lieutenant Governor) Lakshadweep (UT) Shri H. Rajesh Prasad, IAS (Administrator) Puducherry (UT) Lt. General A.K. Singh (Retd.), PVSM, AVSM, SM, VSM (Lieutenant Governor)
State Governor Andhra Pradesh Shri E.S Lakshmi Narasimhan Arunachal Pradesh Lt. General (Retd.) Nirbhay Sharma Assam Shri Padmanabha Balakrishna Acharya (Add. Charge) Bihar Shri Keshari Nath Tripathi (Add. Charge) Chhattisgarh Shri Balramji Dass Tandon Goa Smt. Mridula Sinha Gujarat Shri Om Prakash Kohli Haryana Prof. Kaptan Singh Solanki Himachal Pradesh Shri Kalyan Singh (Add. Charge) Jammu and Kashmir Shri N. N. Vohra Jharkhand Dr. Syed Ahmed Karnataka Shri Vajubhai Rudabhai Vala Kerala Shri Justice (Retd.) Palaniswamy Sathasivam Madhya Pradesh Shri Ram Naresh Yadav Maharashtra Shri Chennamaneni Vidyasagar Rao Manipur Dr. Krishan Kant Paul (Add. Charge) Meghalaya Shri Keshari Nath Tripathi (Add. Charge) Mizoram Dr. Aziz Qureshi Nagaland Shri Padmanabha Balakrishna Acharya Odisha Shri S.C. Jamir Punjab Shri Shivraj Patil Rajasthan Shri Kalyan Singh Sikkim Shri Shriniwas Dadasaheb Patil Tamil Nadu Dr. K. Rosaiah Telangana Shri E.S Lakshmi Narasimhan (Add. Charge) Tripura Shri Padmanabha Balakrishna Acharya (Add. Charge) Uttar Pradesh Shri Ram Naik Uttarakhand Dr. Krishan Kant Paul West Bengal Shri Keshari Nath Tripathi
Other Important Offices:
1 Chief Election Commissioner of India H S brahma
2 Chairperson, National Human Rights Commission Justice K. G. Balakrishnan
3 Chief Commissioner, Central Information Commission Rajeev Mathur
4 Chairman, National Commission for Minorities naseem ahamad
5 Chairman, National Commission for SC P. L. Punia
6 Chairman, National Commission for ST Rameshwar Oraon
7 Chairperson, National Commission for Women Lalitha Kumaramangalam
8 Chairman, Atomic Energy Commission Ratan Kumar Sinha
9 Chairman, ISRO A S Kiran Kumar
10 Chairman, Union Public Service Commission Deepak Gupta
11 Chairman, National Knowledge Commission Sam Pitroda
12 Chairman, University Grants Commission Ved Prakash
13 Chairman, Central Water Commission of India Ashwin B. Pandya
Heads of financial bodies
Office Name Portrait Since
Chairman, 14th Finance Commission of India Y.Venugopal Reddy
Governor of Reserve Bank of India Raghuram Rajan
Chairman, Securities and Exchange Board of India (SEBI) Upendra Kumar Sinha
Chairman, Insurance Regulatory and Development Authority T. S. Vijayan
1 Cabinet Secretary of India Ajit Seth
2 National Security Adviser Ajit Kumar Doval
3 Secretary-General of the Rajya Sabha Shumsher K. Sheriff
4 Secretary-General of the Lok Sabha Anoop Mishra
5 Attorney General of India Mukul Rohatgi
6 Comptroller and Auditor General of India Shashi Kant Sharma
7 Solicitor General of India Ranjit Kumar
8 Principal Scientific Adviser R. Chidambaram
9 Permanent Representative of India to the United Nations Asoke Kumar Mukerji
10 Chairman, Railway Board AK Mittal
11 Foreign Secretary Subrahmanyam Jaishankar
11 Union Home Secretary LC Goyal
12 Finance Secretary Rajiv Mehrishi
( # Please Suggest if Any Correction Required)
Union Government to infuse 6990 crore in 9 PSUs.
Banks were chosen based on their efficiency.
Two parameters were chosen to find efficiency parameters of all PSBs:
1. weighted average of return on assets (ROA). 2. return on equity (ROE) during the last financial year.
What is the the FOREX Remittance Limit under Liberalised Remittance Scheme (LRS)?[As on 08.03.2015]
At Present it is 250,000 USD. RBI recently increased from earlier limit of 1,25,000 USD.