IBPS SO interview 2015 discussion

IBPS SO  Interview 2015


IBPS SO interview 2015 – What can the Interview Board ask?

IBPS SO interview 2015 is starting from 15th March 2015. There is a lot of tension and excitement in the every candidate’s mind regarding what the Interview Board is gonna ask. Well,  as per the Previous years trends, it is going to be a normal Bank PO interview where the focus will be on Banking GK and Current Affairs. Now, there are a lot of topics to be covered in a week.  It will definitely require  a lot of NET Surfing and Searching for the right material.

So, Lets try to consolidate all the material that can be of some help for the candidates going for the IBPS SO interview. Just Comment any topic with short summary that you have prepared and you think can be of asked in the IBPS Interview. I will add your shared topic with the other topics in this post with your name. In matter of few days, we will have quite good range of topics prepared which will definitely help us in the Interview.


So, Lets Start…



Click Here to Share you IBPS Interview Experience


Topics that can be asked in IBPS SO Interview 2015:

Pahal – DBTL:

  • This scheme was launched for LPG consumers . The modified scheme is referred to as Pratyaksh Hanstantarit Labh or PAHAL DBTL (Direct Benefit Transfer of LPG).
  • How to receive LPG subsidy?

    Two Options:

    Option 1

    With Aadhar: Customers have to get the number linked to the bank account to receive the subsidy.

    Option 2

    Without Aadhar: If a consumer does not have his Aadhar number, he can get the subsidy by linking his bank account with the LPG connection ID.


  • Benefits of PAHAL:

    • For LPG consumers: The difference of amount between  subsidised rate and the market price is automatically transferred to the bank account of the consumer, when he or she makes the first booking for a cylinder.
    • For Government: This scheme will  prevent the unauthorised sale of LPG cylinders at higher rates. The purchase of multiple gas connections will be reduced.
    • For oil marketing companies: They will be in direct contact with their consumers, thereby building a good customer relationship.

Which Major Bank-marger deal was in news recenlty?

  • Kotak Mahindra Bank’s acquisition of the ING VYSYA BANK


When is the deadline for withdrawal of pre-2005 currency notes set by RBI

  • 30th June 2015 (After extending from earlier deadline of 31st Jan 2015)


Padma Awards:

  • Click Here to read about Padma Awards and move to List Item no.3


What are the new Norms for NBFCs set up by RBI?

  • As per new norms, full KYC updation procedure will be required to be done at least every 10 years for low risk category  and at least every 8 years for medium risk individuals and entities. For  the high-risk individuals and entities, it should be done in at least every 2 yrs.

 Which Bank has launched India’s first non-contact Credit and Debit card?

  • ICICI Bank – These cards are based on NFC technology and don’t require swiping. These cards only need to waved at POS for making payments.


 What do you know about JAN DHAN YOJANA? Why was it in news last month?

  • It is scheme launched by Govt. of Indiafor Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
  •  Its  goal is to eradicate financial untouchability of the poor by opening at least one bank account for every family in the country. It seeks to financially empower the poor by providing them access to formal banking system.
  • Special Benefits under PMJDY Scheme
    1. Interest on deposit.
    2. Accidental insurance cover of Rs.1.00 lac
    3. No minimum balance required.
    4. Life insurance cover of Rs.30,000/-
    5. Easy Transfer of money across India
    6.  Direct Benefit Transfer in these accounts.
    7. After satisfactory operation of the account for 6 months, an overdraft facility of 5000/- will be permitted.
  • It was in NEWS because JAN DHAN YOJAN  has entered into Guinness book of World Records as it has opened most bank accounts  in one week.

Latest Who’s Who of India:(  # Please Suggest if Any Correction Required)[As on 08.03.2015]

  • Prime Minister

    Shri Narendra Modi Personnel, Public Grievances and Pensions
    Department of Atomic Energy
    Department of Space
    All important policy issues and
    All other portfolios not allocated to any Minister

    Cabinet Ministers

    1 Shri Raj Nath Singh Home Affairs
    2 Smt. Sushma Swaraj External Affairs
    Overseas Indian Affairs
    3 Shri Arun Jaitley Finance
    Corporate Affairs
    Information & Broadcasting
    4 Shri M. Venkaiah Naidu Urban Development
    Housing and Urban Poverty Alleviation
    Parliamentary Affairs
    5 Shri Nitin Jairam Gadkari Road Transport and Highways
    6 Shri Manohar Parrikar Defence
    7 Shri Suresh Prabhu Railways
    8 Shri D. V. Sadananda Gowda Law & Justice
    9 Sushri Uma Bharati Water Resources, River Development and Ganga Rejuvenation
    10 Dr. Najma A. Heptulla Minority Affairs
    11 Shri Ramvilas Paswan Consumer Affairs, Food and Public Distribution
    12 Shri Kalraj Mishra Micro, Small and Medium Enterprises
    13 Smt. Maneka Sanjay Gandhi Women and Child Development
    14 Shri Ananthkumar Chemicals and Fertilizers
    15 Shri Ravi Shankar Prasad Communications and Information Technology
    16 Shri Jagat Prakash Nadda Health and Family Welfare
    17 Shri Ashok Gajapathi Raju Pusapati Civil Aviation
    18 Shri Anant Geete Heavy Industries and Public Enterprises
    19 Smt. Harsimrat Kaur Badal Food Processing Industries
    20 Shri Narendra Singh Tomar Mines
    21 Shri Chaudhary Birender Singh Rural Development
    Panchayati Raj
    Drinking Water and Sanitation
    22 Shri Jual Oram Tribal Affairs
    23 Shri Radha Mohan Singh Agriculture
    24 Shri Thaawar Chand Gehlot Social Justice and Empowerment
    25 Smt. Smriti Zubin Irani Human Resource Development
    26 Dr. Harsh Vardhan Science and Technology
    Earth Sciences

    Ministers of State (Independent Charge)

    1 General V. K. Singh Statistics and Programme Implementation (Independent Charge)
    External Affairs
    Overseas Indian Affairs
    2 Shri Inderjit Singh Rao Planning (Independent Charge)
    3 Shri Santosh Kumar Gangwar Textiles (Independent Charge)
    4 Shri Bandaru Dattatreya Labour and Employment (Independent Charge)
    5 Shri Rajiv Pratap Rudy Skill Development & Entrepreneurship (Independent Charge)
    Parliamentary Affairs
    6 Shri Shripad Yesso Naik AYUSH (Independent Charge)
    Health & Family Welfare
    7 Shri Dharmendra Pradhan Petroleum and Natural Gas (Independent Charge)
    8 Shri Sarbananda Sonowal Youth Affairs and Sports (Independent Charge)
    9 Shri Prakash Javadekar Environment, Forest and Climate Change (Independent Charge)
    10 Shri Piyush Goyal Power (Independent Charge)
    Coal (Independent Charge)
    New and Renewable Energy (Independent Charge)
    11 Dr. Jitendra Singh Development of North Eastern Region (Independent Charge)
    Prime Minister’s Office
    Personnel, Public Grievances & Pensions
    Department of Atomic Energy
    Department of Space
    12 Smt. Nirmala Sitharaman Commerce and Industry (Independent Charge)
    13 Dr. Mahesh Sharma Culture (Independent Charge)
    Tourism (Independent Charge)
    Civil Aviation

    Ministers of State

    1 Shri Mukhtar Abbas Naqvi Minority Affairs
    Parliamentary Affairs
    2 Shri Ram Kripal Yadav Drinking Water and Sanitation
    3 Shri Haribhai Parthibhai Chaudhary Home Affairs
    4 Shri Sanwar Lal Jat Water Resources, River Development and Ganga Rejuvenation
    5 Shri Mohanbhai Kalyanjibhai Kundariya Agriculture
    6 Shri Giriraj Singh Micro, Small & Medium Enterprises
    7 Shri Hansraj Gangaram Ahir Chemicals & Fertilizers
    8 Shri G. M. Siddeshwara Heavy Industries and Public Enterprises
    9 Shri Manoj Sinha Railways
    10 Shri Nihalchand Panchayati Raj
    11 Shri Upendra Kushwaha Human Resources Development
    12 Shri Radhakrishnan P Road Transport & Highways
    13 Shri Kiren Rijiju Home Affairs
    14 Shri Krishan Pal Social Justice & Empowerment
    15 Dr. Sanjeev Kumar Balyan Agriculture
    16 Shri Mansukhbhai Dhanjibhai Vasava Tribal Affairs
    17 Shri Vishnu Deo Sai Mines
    18 Shri Sudarshan Bhagat Rural Development
    19 Prof. (Dr.) Ram Shankar Katheria Human Resource Development
    20 Shri Y. S. Chowdary Science and Technology
    Earth Science
    21 Shri Jayant Sinha Finance
    22 Col. Rajyavardhan Singh Rathore Information & Broadcasting
    23 Shri Babul Supria (Babul Supriyo) Baral Urban Development
    Housing and Urban Poverty Alleviation
    24 Sadhvi Niranjan Jyoti Food Processing Industries
    25 Shri Vijay Sampla Social Justice & Empowerment
  • Chiefs of Armed Forces

    • Chief of the Air Staff: Air Chief Marshal Arup Raha
    • Chief of the Army Staff: General Dalbir Singh Suhag
    • Chief of the Naval Staff: Admiral R K Dhowan,
    • Chief of the Integrated Defence Staff: Air Marshal PP Reddy,


  • Chief Ministers

    State Chief Minister
    Andhra Pradesh Shri. Nara Chandrababu Naidu
    Arunachal Pradesh Shri Nabam Tuki
    Assam Shri Tarun Gogoi
    Bihar Shri Nitish Kumar
    Chhattisgarh Dr. Raman Singh
    Delhi (NCT) Shri Arvind Kejriwal
    Goa Shri Laxmikant Parsekar
    Gujarat Smt. Anandiben Patel
    Haryana Shri Manohar Lal Khattar
    Himachal Pradesh Shri Virbhadra Singh
    Jammu and Kashmir Shri Mufti Mohammad Sayeed
    Jharkhand Shri Raghubar Das
    Karnataka Shri Siddaramaiah
    Kerala Mr Oommen Chandy
    Madhya Pradesh Shri Shivraj Singh Chouhan
    Maharashtra Shri Devendra Fadnavis
    Manipur Shri Okram Ibobi Singh
    Meghalaya Dr. Mukul Sangma
    Mizoram Shri Lal Thanhawla
    Nagaland Shri. T R Zeliang
    Odisha Shri Naveen Patnaik
    Puducherry (UT) Shri N. Rangasamy
    Punjab Shri Parkash Singh Badal
    Rajasthan Smt. Vasundhara Raje
    Sikkim Shri Pawan Kumar Chamling
    Tamil Nadu Thiru O.Panneerselvam
    Telangana Shri K Chandrasekhar Rao
    Tripura Shri Manik Sarkar
    Uttar Pradesh Shri Akhilesh Yadav
    Uttarakhand Shri Harish Rawat
    West Bengal Km. Mamata Banerjee

    Lt. Governors & Administrators :

    Union Territory Lt. Governor/Administrator
    Andaman and Nicobar Island (UT) Lt. General A.K. Singh (Retd.)
    Chandigarh (UT) Prof. Kaptan Singh Solanki (Administrator)
    Dadra and Nagar Haveli (UT) Shri Ashish Kundra, IAS (Administrator)
    Daman and Diu (UT) Shri Ashish Kundra, IAS (Administrator)
    Delhi (NCT) Shri Najeeb Jung (Lieutenant Governor)
    Lakshadweep (UT) Shri H. Rajesh Prasad, IAS (Administrator)
    Puducherry (UT) Lt. General A.K. Singh (Retd.), PVSM, AVSM, SM, VSM (Lieutenant Governor)



    State Governor
    Andhra Pradesh Shri E.S Lakshmi Narasimhan
    Arunachal Pradesh Lt. General (Retd.) Nirbhay Sharma
    Assam Shri Padmanabha Balakrishna Acharya (Add. Charge)
    Bihar Shri Keshari Nath Tripathi (Add. Charge)
    Chhattisgarh Shri Balramji Dass Tandon
    Goa Smt. Mridula Sinha
    Gujarat Shri Om Prakash Kohli
    Haryana Prof. Kaptan Singh Solanki
    Himachal Pradesh Shri Kalyan Singh (Add. Charge)
    Jammu and Kashmir Shri N. N. Vohra
    Jharkhand Dr. Syed Ahmed
    Karnataka Shri Vajubhai Rudabhai Vala
    Kerala Shri Justice (Retd.) Palaniswamy Sathasivam
    Madhya Pradesh Shri Ram Naresh Yadav
    Maharashtra Shri Chennamaneni Vidyasagar Rao
    Manipur Dr. Krishan Kant Paul (Add. Charge)
    Meghalaya Shri Keshari Nath Tripathi (Add. Charge)
    Mizoram Dr. Aziz Qureshi
    Nagaland Shri Padmanabha Balakrishna Acharya
    Odisha Shri S.C. Jamir
    Punjab Shri Shivraj Patil
    Rajasthan Shri Kalyan Singh
    Sikkim Shri Shriniwas Dadasaheb Patil
    Tamil Nadu Dr. K. Rosaiah
    Telangana Shri E.S Lakshmi Narasimhan (Add. Charge)
    Tripura Shri Padmanabha Balakrishna Acharya (Add. Charge)
    Uttar Pradesh Shri Ram Naik
    Uttarakhand Dr. Krishan Kant Paul
    West Bengal Shri Keshari Nath Tripathi


    Other Important Offices:

    1             Chief Election Commissioner of India       H S brahma

    2             Chairperson, National Human Rights Commission             Justice K. G. Balakrishnan

    3              Chief Commissioner, Central Information Commission   Rajeev Mathur

    4              Chairman, National Commission for Minorities   naseem ahamad

    5              Chairman, National Commission for SC   P. L. Punia

    6              Chairman, National Commission for ST   Rameshwar Oraon

    7              Chairperson, National Commission for Women  Lalitha Kumaramangalam

    8              Chairman, Atomic Energy Commission   Ratan Kumar Sinha

    9              Chairman, ISRO A S Kiran Kumar

    10           Chairman, Union Public Service Commission        Deepak Gupta

    11           Chairman, National Knowledge Commission        Sam Pitroda

    12           Chairman, University Grants Commission             Ved Prakash

    13           Chairman, Central Water Commission of India    Ashwin B. Pandya


    Heads of financial bodies

    Office    Name    Portrait Since

    Chairman, 14th Finance Commission of India       Y.Venugopal Reddy

    Governor of Reserve Bank of India          Raghuram Rajan

    Chairman, Securities and Exchange Board of India (SEBI)               Upendra Kumar Sinha

    Chairman, Insurance Regulatory and Development Authority     T. S. Vijayan



    1              Cabinet Secretary of India            Ajit Seth

    2              National Security Adviser             Ajit Kumar Doval

    3              Secretary-General of the Rajya Sabha    Shumsher K. Sheriff

    4              Secretary-General of the Lok Sabha        Anoop Mishra

    5              Attorney General of India            Mukul Rohatgi

    6              Comptroller and Auditor General of India             Shashi Kant Sharma

    7              Solicitor General of India              Ranjit Kumar

    8              Principal Scientific Adviser            R. Chidambaram

    9              Permanent Representative of India to the United Nations           Asoke Kumar Mukerji

    10           Chairman, Railway Board              AK Mittal

    11           Foreign Secretary            Subrahmanyam Jaishankar

    11           Union Home Secretary  LC Goyal

    12           Finance Secretary            Rajiv Mehrishi


    (  # Please Suggest if Any Correction Required)



Union Government to infuse 6990 crore in 9 PSUs.

Banks were chosen based on their efficiency.

Two parameters were chosen to find efficiency parameters of all PSBs:

1. weighted average of return on assets (ROA). 2. return on equity (ROE) during the last financial year.


What is the the FOREX Remittance Limit under Liberalised Remittance Scheme (LRS)?[As on 08.03.2015]

At Present it is 250,000 USD. RBI recently increased from earlier limit of 1,25,000 USD.

IBPS SO  Interview 2015


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I had my interview for ibps so 2015 it officer on 18th. My interview started at 10 in the morning. I was 3rd in the list. There were 6 people in my panel. 5 male members and 1 female. language used: English and hindi both. First they started asking in eng so I replied in eng. Then they asked certain questions in hindi to which I replied in hindi. Questions: 1. What Is the current bank rate? 2. What is Pahal? 3. Role of it in DBT? 4. My b.tech project? 5. Home district – good and bad thing? 6.… Read more »


Pm visit to lanka can be a question