Topics that can be asked in IBPS SO Interview 2015:

Pahal – DBTL:

• This scheme was launched for LPG consumers . The modified scheme is referred to as Pratyaksh Hanstantarit Labh or PAHAL DBTL (Direct Benefit Transfer of LPG).

• How to receive LPG subsidy?

  Two Options:

  Option 1

  With Aadhar: Customers have to get the number linked to the bank account to receive the subsidy.

  Option 2

  Without Aadhar: If a consumer does not have his Aadhar number, he can get the subsidy by linking his bank account with the LPG connection ID.

   

• Benefits of PAHAL:

  • For LPG consumers: The difference of amount between  subsidised rate and the market price is automatically transferred to the bank account of the consumer, when he or she makes the first booking for a cylinder.
  • For Government: This scheme will  prevent the unauthorised sale of LPG cylinders at higher rates. The purchase of multiple gas connections will be reduced.
  • For oil marketing companies: They will be in direct contact with their consumers, thereby building a good customer relationship.

Which Major Bank-marger deal was in news recenlty?

• Kotak Mahindra Bank’s acquisition of the ING VYSYA BANK

When is the deadline for withdrawal of pre-2005 currency notes set by RBI

• 30th June 2015 (After extending from earlier deadline of 31st Jan 2015)

Padma Awards:

• Click Here to read about Padma Awards and move to List Item no.3

What are the new Norms for NBFCs set up by RBI?

• As per new norms, full KYC updation procedure will be required to be done at least every 10 years for low risk category  and at least every 8 years for medium risk individuals and entities. For  the high-risk individuals and entities, it should be done in at least every 2 yrs.

 Which Bank has launched India’s first non-contact Credit and Debit card?

• ICICI Bank – These cards are based on NFC technology and don’t require swiping. These cards only need to waved at POS for making payments.

 What do you know about JAN DHAN YOJANA? Why was it in news last month?

• It is scheme launched by Govt. of Indiafor Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
•  Its  goal is to eradicate financial untouchability of the poor by opening at least one bank account for every family in the country. It seeks to financially empower the poor by providing them access to formal banking system.
• Special Benefits under PMJDY Scheme
  1. Interest on deposit.
  2. Accidental insurance cover of Rs.1.00 lac
  3. No minimum balance required.
  4. Life insurance cover of Rs.30,000/-
  5. Easy Transfer of money across India
  6.  Direct Benefit Transfer in these accounts.
  7. After satisfactory operation of the account for 6 months, an overdraft facility of 5000/- will be permitted.
• It was in NEWS because JAN DHAN YOJAN  has entered into Guinness book of World Records as it has opened most bank accounts  in one week.

Latest Who’s Who of India:(  # Please Suggest if Any Correction Required)[As on 08.03.2015]

• Prime Minister
  	Shri Narendra Modi	Personnel, Public Grievances and Pensions Department of Atomic Energy Department of Space All important policy issues and All other portfolios not allocated to any Minister
  Cabinet Ministers
  1	Shri Raj Nath Singh	Home Affairs
  2	Smt. Sushma Swaraj	External Affairs Overseas Indian Affairs
  3	Shri Arun Jaitley	Finance Corporate Affairs Information & Broadcasting
  4	Shri M. Venkaiah Naidu	Urban Development Housing and Urban Poverty Alleviation Parliamentary Affairs
  5	Shri Nitin Jairam Gadkari	Road Transport and Highways Shipping
  6	Shri Manohar Parrikar	Defence
  7	Shri Suresh Prabhu	Railways
  8	Shri D. V. Sadananda Gowda	Law & Justice
  9	Sushri Uma Bharati	Water Resources, River Development and Ganga Rejuvenation
  10	Dr. Najma A. Heptulla	Minority Affairs
  11	Shri Ramvilas Paswan	Consumer Affairs, Food and Public Distribution
  12	Shri Kalraj Mishra	Micro, Small and Medium Enterprises
  13	Smt. Maneka Sanjay Gandhi	Women and Child Development
  14	Shri Ananthkumar	Chemicals and Fertilizers
  15	Shri Ravi Shankar Prasad	Communications and Information Technology
  16	Shri Jagat Prakash Nadda	Health and Family Welfare
  17	Shri Ashok Gajapathi Raju Pusapati	Civil Aviation
  18	Shri Anant Geete	Heavy Industries and Public Enterprises
  19	Smt. Harsimrat Kaur Badal	Food Processing Industries
  20	Shri Narendra Singh Tomar	Mines Steel
  21	Shri Chaudhary Birender Singh	Rural Development Panchayati Raj Drinking Water and Sanitation
  22	Shri Jual Oram	Tribal Affairs
  23	Shri Radha Mohan Singh	Agriculture
  24	Shri Thaawar Chand Gehlot	Social Justice and Empowerment
  25	Smt. Smriti Zubin Irani	Human Resource Development
  26	Dr. Harsh Vardhan	Science and Technology Earth Sciences
  Ministers of State (Independent Charge)
  1	General V. K. Singh	Statistics and Programme Implementation (Independent Charge) External Affairs Overseas Indian Affairs
  2	Shri Inderjit Singh Rao	Planning (Independent Charge) Defence
  3	Shri Santosh Kumar Gangwar	Textiles (Independent Charge)
  4	Shri Bandaru Dattatreya	Labour and Employment (Independent Charge)
  5	Shri Rajiv Pratap Rudy	Skill Development & Entrepreneurship (Independent Charge) Parliamentary Affairs
  6	Shri Shripad Yesso Naik	AYUSH (Independent Charge) Health & Family Welfare
  7	Shri Dharmendra Pradhan	Petroleum and Natural Gas (Independent Charge)
  8	Shri Sarbananda Sonowal	Youth Affairs and Sports (Independent Charge)
  9	Shri Prakash Javadekar	Environment, Forest and Climate Change (Independent Charge)
  10	Shri Piyush Goyal	Power (Independent Charge) Coal (Independent Charge) New and Renewable Energy (Independent Charge)
  11	Dr. Jitendra Singh	Development of North Eastern Region (Independent Charge) Prime Minister’s Office Personnel, Public Grievances & Pensions Department of Atomic Energy Department of Space
  12	Smt. Nirmala Sitharaman	Commerce and Industry (Independent Charge)
  13	Dr. Mahesh Sharma	Culture (Independent Charge) Tourism (Independent Charge) Civil Aviation
  Ministers of State
  1	Shri Mukhtar Abbas Naqvi	Minority Affairs Parliamentary Affairs
  2	Shri Ram Kripal Yadav	Drinking Water and Sanitation
  3	Shri Haribhai Parthibhai Chaudhary	Home Affairs
  4	Shri Sanwar Lal Jat	Water Resources, River Development and Ganga Rejuvenation
  5	Shri Mohanbhai Kalyanjibhai Kundariya	Agriculture
  6	Shri Giriraj Singh	Micro, Small & Medium Enterprises
  7	Shri Hansraj Gangaram Ahir	Chemicals & Fertilizers
  8	Shri G. M. Siddeshwara	Heavy Industries and Public Enterprises
  9	Shri Manoj Sinha	Railways
  10	Shri Nihalchand	Panchayati Raj
  11	Shri Upendra Kushwaha	Human Resources Development
  12	Shri Radhakrishnan P	Road Transport & Highways Shipping
  13	Shri Kiren Rijiju	Home Affairs
  14	Shri Krishan Pal	Social Justice & Empowerment
  15	Dr. Sanjeev Kumar Balyan	Agriculture
  16	Shri Mansukhbhai Dhanjibhai Vasava	Tribal Affairs
  17	Shri Vishnu Deo Sai	Mines Steel
  18	Shri Sudarshan Bhagat	Rural Development
  19	Prof. (Dr.) Ram Shankar Katheria	Human Resource Development
  20	Shri Y. S. Chowdary	Science and Technology Earth Science
  21	Shri Jayant Sinha	Finance
  22	Col. Rajyavardhan Singh Rathore	Information & Broadcasting
  23	Shri Babul Supria (Babul Supriyo) Baral	Urban Development Housing and Urban Poverty Alleviation
  24	Sadhvi Niranjan Jyoti	Food Processing Industries
  25	Shri Vijay Sampla	Social Justice & Empowerment

• Chiefs of Armed Forces

  • Chief of the Air Staff: Air Chief Marshal Arup Raha
  • Chief of the Army Staff: General Dalbir Singh Suhag
  • Chief of the Naval Staff: Admiral R K Dhowan,
  • Chief of the Integrated Defence Staff: Air Marshal PP Reddy,

   

• Chief Ministers

  State	Chief Minister
  Andhra Pradesh	Shri. Nara Chandrababu Naidu
  Arunachal Pradesh	Shri Nabam Tuki
  Assam	Shri Tarun Gogoi
  Bihar	Shri Nitish Kumar
  Chhattisgarh	Dr. Raman Singh
  Delhi (NCT)	Shri Arvind Kejriwal
  Goa	Shri Laxmikant Parsekar
  Gujarat	Smt. Anandiben Patel
  Haryana	Shri Manohar Lal Khattar
  Himachal Pradesh	Shri Virbhadra Singh
  Jammu and Kashmir	Shri Mufti Mohammad Sayeed
  Jharkhand	Shri Raghubar Das
  Karnataka	Shri Siddaramaiah
  Kerala	Mr Oommen Chandy
  Madhya Pradesh	Shri Shivraj Singh Chouhan
  Maharashtra	Shri Devendra Fadnavis
  Manipur	Shri Okram Ibobi Singh
  Meghalaya	Dr. Mukul Sangma
  Mizoram	Shri Lal Thanhawla
  Nagaland	Shri. T R Zeliang
  Odisha	Shri Naveen Patnaik
  Puducherry (UT)	Shri N. Rangasamy
  Punjab	Shri Parkash Singh Badal
  Rajasthan	Smt. Vasundhara Raje
  Sikkim	Shri Pawan Kumar Chamling
  Tamil Nadu	Thiru O.Panneerselvam
  Telangana	Shri K Chandrasekhar Rao
  Tripura	Shri Manik Sarkar
  Uttar Pradesh	Shri Akhilesh Yadav
  Uttarakhand	Shri Harish Rawat
  West Bengal	Km. Mamata Banerjee

  Lt. Governors & Administrators :

  Union Territory	Lt. Governor/Administrator
  Andaman and Nicobar Island (UT)	Lt. General A.K. Singh (Retd.)
  Chandigarh (UT)	Prof. Kaptan Singh Solanki (Administrator)
  Dadra and Nagar Haveli (UT)	Shri Ashish Kundra, IAS (Administrator)
  Daman and Diu (UT)	Shri Ashish Kundra, IAS (Administrator)
  Delhi (NCT)	Shri Najeeb Jung (Lieutenant Governor)
  Lakshadweep (UT)	Shri H. Rajesh Prasad, IAS (Administrator)
  Puducherry (UT)	Lt. General A.K. Singh (Retd.), PVSM, AVSM, SM, VSM (Lieutenant Governor)

   

  Governors

  State	Governor
  Andhra Pradesh	Shri E.S Lakshmi Narasimhan
  Arunachal Pradesh	Lt. General (Retd.) Nirbhay Sharma
  Assam	Shri Padmanabha Balakrishna Acharya (Add. Charge)
  Bihar	Shri Keshari Nath Tripathi (Add. Charge)
  Chhattisgarh	Shri Balramji Dass Tandon
  Goa	Smt. Mridula Sinha
  Gujarat	Shri Om Prakash Kohli
  Haryana	Prof. Kaptan Singh Solanki
  Himachal Pradesh	Shri Kalyan Singh (Add. Charge)
  Jammu and Kashmir	Shri N. N. Vohra
  Jharkhand	Dr. Syed Ahmed
  Karnataka	Shri Vajubhai Rudabhai Vala
  Kerala	Shri Justice (Retd.) Palaniswamy Sathasivam
  Madhya Pradesh	Shri Ram Naresh Yadav
  Maharashtra	Shri Chennamaneni Vidyasagar Rao
  Manipur	Dr. Krishan Kant Paul (Add. Charge)
  Meghalaya	Shri Keshari Nath Tripathi (Add. Charge)
  Mizoram	Dr. Aziz Qureshi
  Nagaland	Shri Padmanabha Balakrishna Acharya
  Odisha	Shri S.C. Jamir
  Punjab	Shri Shivraj Patil
  Rajasthan	Shri Kalyan Singh
  Sikkim	Shri Shriniwas Dadasaheb Patil
  Tamil Nadu	Dr. K. Rosaiah
  Telangana	Shri E.S Lakshmi Narasimhan (Add. Charge)
  Tripura	Shri Padmanabha Balakrishna Acharya (Add. Charge)
  Uttar Pradesh	Shri Ram Naik
  Uttarakhand	Dr. Krishan Kant Paul
  West Bengal	Shri Keshari Nath Tripathi

   

  Other Important Offices:

  1             Chief Election Commissioner of India       H S brahma

  2             Chairperson, National Human Rights Commission             Justice K. G. Balakrishnan

  3              Chief Commissioner, Central Information Commission   Rajeev Mathur

  4              Chairman, National Commission for Minorities   naseem ahamad

  5              Chairman, National Commission for SC   P. L. Punia

  6              Chairman, National Commission for ST   Rameshwar Oraon

  7              Chairperson, National Commission for Women  Lalitha Kumaramangalam

  8              Chairman, Atomic Energy Commission   Ratan Kumar Sinha

  9              Chairman, ISRO A S Kiran Kumar

  10           Chairman, Union Public Service Commission        Deepak Gupta

  11           Chairman, National Knowledge Commission        Sam Pitroda

  12           Chairman, University Grants Commission             Ved Prakash

  13           Chairman, Central Water Commission of India    Ashwin B. Pandya

   

  Heads of financial bodies

  Office    Name    Portrait Since

  Chairman, 14th Finance Commission of India       Y.Venugopal Reddy

  Governor of Reserve Bank of India          Raghuram Rajan

  Chairman, Securities and Exchange Board of India (SEBI)               Upendra Kumar Sinha

  Chairman, Insurance Regulatory and Development Authority     T. S. Vijayan

   

  Bureaucrats

  1              Cabinet Secretary of India            Ajit Seth

  2              National Security Adviser             Ajit Kumar Doval

  3              Secretary-General of the Rajya Sabha    Shumsher K. Sheriff

  4              Secretary-General of the Lok Sabha        Anoop Mishra

  5              Attorney General of India            Mukul Rohatgi

  6              Comptroller and Auditor General of India             Shashi Kant Sharma

  7              Solicitor General of India              Ranjit Kumar

  8              Principal Scientific Adviser            R. Chidambaram

  9              Permanent Representative of India to the United Nations           Asoke Kumar Mukerji

  10           Chairman, Railway Board              AK Mittal

  11           Foreign Secretary            Subrahmanyam Jaishankar

  11           Union Home Secretary  LC Goyal

  12           Finance Secretary            Rajiv Mehrishi

   

  (  # Please Suggest if Any Correction Required)

   

   

Union Government to infuse 6990 crore in 9 PSUs.

Banks were chosen based on their efficiency.

Two parameters were chosen to find efficiency parameters of all PSBs:

1. weighted average of return on assets (ROA). 2. return on equity (ROE) during the last financial year.

What is the the FOREX Remittance Limit under Liberalised Remittance Scheme (LRS)?[As on 08.03.2015]

At Present it is 250,000 USD. RBI recently increased from earlier limit of 1,25,000 USD.