JAN DHAN YOJANA – Financial Inclusion Scheme

Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Financial Inclusion Scheme

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is  a National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Under Pradhan Mantri Jan-Dhan Yojana (PMJDY) scheme:

  1. Account holders will be provided zero-balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs 1 lakh(to be given by ‘HDFC Ergo’).
  2. Those who open accounts by January 26, 2015 over and above the 1 lakh ₹ accident, they will be given life insurance cover of ₹ 30,000(to be given by LIC).
  3. After Six months of opening of the bank account, holders can avail 5,000 ₹ overdraft from the bank.
  4. With the introduction of new technology introduced by National Payments Corporation of India (NPCI), a person can transfer funds, check balance through a normal phone which was earlier limited only to smart phones so far.
  5. Mobile banking for the poor would be available through National Unified USSD Platform (NUUP) for which all banks and mobile companies have come together

Guinness World Records Certificate states that “The most bank accounts opened in 1 week as a part of financial inclusion campaign is 18,096,130 and was achieved by Banks in India from 23 to 29 August 2014”.

Read More Indian Economy Articles Here:

You may also like...

18 Responses

  1. Hi ! I truly need several help and ideas meant for my innovative writing task. We have to imitate the Canterbury Tales by Chaucer. We have to have 5 diverse characters (so much I have a blonde young woman who is a musician from NJ) plus they are going on a pilgrimage to NYC. They have to end up being diverse depending on gender, course, race, and occupation and where they may be coming from. Then they have to each tell a story. I are having a great deal of problems becoming creative with them. I seriously have no idea where to start. I would really appreciate any kind of ideas. Thanks!.

  2. Firefox / internet can not work but internet connection is excellent?

  3. I would like to start a blog page on myyearbook but i cant discover the box on my profile.. I have made sure i have checked the box to demonstrate my latest blog in the manage profile boxes section.. However it still will not show up.. Please help.. Can there be any other method to start your blog?.

  4. How do I get pc to turn away automatically after a period of inactivity?

  5. Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something. I think that you can do with a few pics to drive the message home a little bit, but instead of that, this is wonderful blog. An excellent read. I will certainly be back.

  6. cara promosi says:

    Along with everything which seems to be building throughout this subject matter, your perspectives tend to be quite stimulating. Having said that, I beg your pardon, because I do not subscribe to your entire strategy, all be it radical none the less. It seems to everybody that your remarks are not totally justified and in reality you are yourself not even completely confident of your point. In any event I did take pleasure in reading through it.

  7. I need some very creative ideas which will loosen up the atmosphere since my learners are very severe. Any phrase games or writing games are valued!.

  8. Are these claims possible? I actually is pursuing two Blogspot accounts using my Tweets account. But when I take a look at my Tweets news feed, I by no means see updates from either of these Blogspots (and they have been updated). Is there a setting I need to change, or is this not really possible to do?.

  9. The subsequent time I learn a weblog, I hope that it doesnt disappoint me as much as this one. I imply, I do know it was my option to learn, but I truly thought youd have one thing fascinating to say. All I hear is a bunch of whining about something that you can repair in case you werent too busy in search of attention.

  10. Pretty component to content. I just stumbled upon your website and in accession capital to say that I get actually enjoyed account your blog posts. Anyway I will be subscribing for your augment or even I fulfillment you get entry to consistently rapidly.

  11. I’m thinking about starting a blog, and am interested as to how much revenue may come out of blogging..

  12. I want to produce a blogspot of my own and wish to earn some money from that. Is possible?.

  13. masa subur says:

    I want to begin a review blog. My friend and I would be reviewing books, games, toys etc ..

  14. How do you delete your blog comment that you left on somebody else blog?

  15. Wonderful work! This is the type of information that should be shared around the net. Shame on the search engines for not positioning this post higher! Come on over and visit my site . Thanks =)

  16. Howdy! Do you use Twitter? I’d like to follow you if that would be ok. I’m definitely enjoying your blog and look forward to new updates.

  17. Excellent web site. Plenty of useful information here. I am sending it to a few friends ans also sharing in delicious. And naturally, thanks for your effort!

  18. Is it possible to copy and paste information articles meant for my blog or can be that copyright laws infringement?

Leave a Reply

Your email address will not be published. Required fields are marked *